Testing Guide

Use the testing guide to trigger specific transaction response while testing in the sandbox.

 

Testing in the Sandbox
The sandbox environment is separate from the live production environment and requires separate credentials.  Using your production credentials in the sandbox or your sandbox credentials in the production environment returns Response Reason Code 13.  Sign up for a sandbox account at https://developer.authorize.net/hello_world/sandbox/.  

Our sandbox functions like the live payment gateway. However, sandbox transactions do not process live payments. The response from the sandbox varies depending on the card type, ZIP code, and amount.

 

Test Card Numbers
The following test credit card numbers will only work in the sandbox. Use an expiration date after today’s date. If the card code is required, please use any 3-digit combination for Visa, Mastercard, Discover, Diners Club, EnRoute, and JCB; use a 4-digit combination for American Express.

 

Test Card Brand Number
American Express  370000000000002
Discover 6011000000000012
JCB 3088000000000017
Diners Club/ Carte Blanche 38000000000006
Visa 4007000000027
  4012888818888
  4111111111111111
Mastercard 5424000000000015
  2223000010309703
  2223000010309711
 

Test Checking Account Numbers

Testing eCheck.Net® transactions requires using a valid routing number and any random number for checking account.

Routing Numbers can be found at the Federal Reserve website.

Note: For testing purposes, submit an eCheck.Net transaction for $100 to receive  Response Code 1. To generate a decline, submit a transaction over $100. A monthly limit of $5000 is also configured in the sandbox. If you exceed this amount, your eCheck transactions will receive Response Code 2. You can request an increase by using the contact us form.

 

Testing Solution ID

The following test solution IDs should be used in the sandbox environment:

AAA100302
AAA100303
AAA100304

Note: Production solution IDs cannot be used in the sandbox. See the Solution ID Integration Guide for more details.

 

Generating Card Responses

In all of the tables, the first column shows the value to use to trigger the response shown in the second column.

GENERAL RESPONSES

Use the ZIP code below to generate declined transactions.

ZIP Code
Response Code
Response Text
Notes
46282 2 This transaction has been declined. General bank decline.

 

AVS RESPONSES
When testing AVS, use the ZIP codes below to generate specific AVS responses. See the Support Center article, "What Are the Different Address Verification Service (AVS) Response Codes?", for an explanation of AVS responses.

Zip Code
Visa Response
Mastercard Response Discover Response American Express Response Discover Response JCB Response
46201 A A A A A A
46203 E E E Y E E
46204 G E E N/A E E
46205 N N N N N N
46207 R R R R R R
46208 S S S S S S
46209 U U U U U U
46211 E W W N/A W W
46214 N/A X X N/A X X
46217 Z Z Z Y Z Z

 

CVV RESPONSES

When testing CVV, use the card codes below to generate specific CVV responses.

Card Code
CVV Response CVV Status
900 M Matched.
901 N Does not match.
902 S Should be on the card, but is not indicated.
903 U The issuer is not certified for CVV processing or has not provided an encryption key.
904 P Is not processed.

 

PARTIAL AUTHORIZATION RESPONSES

When testing partial authorization, use zip codes (card not present transactions) and amounts (card present transactions) to produce specific responses.

ZIP CODE
(if card not present)
AMOUNT
(if card present)
RESULT REMAINING
BALANCE
AUTHORIZED
AMOUNT
46225
$462.25 Partial Authorization
n/a $1.23
46226 $462.26 Prepaid Authorization
$1.23 Full Amount
46227 $426.27 Prepaid Authorization
-$1.23 (see below for explanation) Full Amount
46228 $462.28 Prepaid Authorization $0 Full Amount

 

In what circumstances would a card have a negative balance?

A prepaid card has a negative balance if it is a reloadable card that is linked to a bank account and has a monthly fee. If the customer uses the complete balance and the bank charges the monthly fee, the card would have a negative balance until the customer reloads the card.

 

 

Generating eCheck.Net NOC and Return Codes

NOC CODES

When testing eCheck.Net transactions, use the amounts below to generate specific NOC codes.

Amount
NOC Code Description
$13.01 C01 Incorrect Account Number
$13.02 C02 Incorrect Routing Number
$13.03 C03 Incorrect Routing Number and Bank Account Number
$13.04 C04 Incorrect Name on Bank Account
$13.05 C05 Incorrect Bank Account Type
$13.06 C06 Incorrect Account Number and Bank Account Type
$13.07 C07 Incorrect Routing Number, Bank Account Number, and Bank Account Type

 

RETURN CODES
When testing eCheck.Net transactions, use the amounts below to generate specific return codes.

Amount
Return Code Description
$12.01 R01 Insufficient Funds
$12.02 R02 Account Closed
$12.03 R03 No account/unable to locate account
$12.04 R04 Invalid Account Number
$12.05 R05 Unauthorized Debit to Consumer Account Using Corporate SEC Code
$12.06 R06 Returned per ODFI’s Request
$12.07 R07 Auth Revoked by Customer
$12.08 R08 Payment Stopped by Customer
$12.09 R09 Uncollected Funds
$12.10 R10 Customer Advises Not Authorized, Not Authorized, Notice Not Provided, Improper Source Document, or Amount of Entry not Accurately Obtained from Source Document
$12.11 R11 Check Truncation Return Entry
$12.12 R12 Invalid ABA Code due to Branch Sold to another RDFI
$12.13 R13 Invalid ACH Routing Number
$12.14 R14 Representative Payee Deceased or No Longer Authorized
$12.15 R15 Beneficiary or Account Holder Deceased
$12.16 R16 Account Frozen
$12.17 R17 File Record Edit Criteria
$12.18 R18 Improper Effective Entry Date
$12.19 R19 Amount Field Error
$12.20 R20 Non Transaction Account
$12.21 R21 Invalid Company Identification
$12.22 R22 Invalid Individual ID Number
$12.23 R23 Credit Entry refused by receiver
$12.24 R24 Duplicate Entry
$12.25 R25 Addenda Error
$12.26 R26 Mandatory Field Error
$12.27 R27 Trace Number Error
$12.28 R28 Routing Number Check-digit Error
$12.29 R29 Corporate Customer Advises not authorized
$12.30 R30 RDFI Not Participant in Check Truncation Program
$12.31 R31 Permissible Return Entry
$12.32 R32 RDFI Non-Settlement
$12.33 R33 Return of XCK Entry
$12.34 R34 Limited Participate DFI
$12.35 R35 Return of Improper Debit Entry
$12.36 R36 Return of Improper Credit Entry
$12.37 R37 Source Document Presented for Payment
$12.38 R38 Stop Payment Improper Source Document
$12.39 R39 Improper Source Document
$12.40 R40 Return of ENR Entry by Federal Government
$12.41 R41 Invalid transaction Code (ENR)
$12.42 R42 Routing Number Check Digit Error (ENR only)
$12.43 R43 Invalid DFI Account Number (ENR only)
$12.44 R44 Invalid Individual ID Number/Identification Number (ENR only)
$12.45 R45 Invalid Individual Name/Company Name (ENR only)
$12.46 R46 Invalid Representative Payee Indicator (ENR only)
$12.47 R47 Duplicate Enrollment (ENR only)
$12.50 R50 RDFI Not Qualified to Participate
$12.51 R51 Item ineligible, Notice Not Provided, or Item not Authorized
$12.52 R52 Payment Stopped
$12.53 R53 Item and ACH Entry Presented for Payment
$12.67 R67 Duplicate Return
$12.68 R68 Untimely Return
$12.69 R69 Field Error(s)
$12.70 R70 Permissible Entry Not Accepted/Return not Requested by ODFI
$12.71 R71 Misrouted Dishonored Return
$12.72 R72 Untimely Dishonored Return
$12.73 R73 Timely Original Return
$12.74 R74 Corrected Return
$12.75 R75 Original Return Not a Duplicate
$12.76 R76 No Errors Found
$12.80 R80 Cross border coding Error
$12.81 R81 System is Not a Participant in Cross border program
$12.82 R82 Invalid Foreign RDFI
$12.83 R83 Foreign RDFI unable to settle
$12.84 R84 Entry not Processed by OGO

 

 

Transaction Amount Triggers (Deprecated)

The following tables list current correspondences between transaction amounts and specific responses.

Note: These values are deprecated in favor of the ZIP code values listed above, and may be removed from the sandbox without advance notice.

 

GENERAL RESPONSES

AMOUNT RESPONSE CODE RESPONSE TEXT NOTES
$70.02 2 This transaction has been declined. General bank decline.
$70.03 3 This transaction has been declined. Referral to voice authorization center.
$70.05 35 An error occurred during processing. Call Merchant Service Provider.
An unknown error occurred during processing.

 

AVS RESPONSES

AMOUNT Visa Mastercard American Express Discover
$70.40 E X E X
$70.42 A A A A
$70.43 Z Z Z Z
$70.44 N N N N
$70.45 U U U U
$70.46 S S S S
$70.47 R R R R
$70.48 E W N W
$70.49 P E Y E
$70.50 G E E E
$70.51 E E Z E
$70.52 Y E Y E
$70.53 E E A E
$70.54 E E U E
$70.55 Y E Z E
$70.56 E E Y E
$70.57 Y E A E
$70.60 A E E E
$70.61 G E
E E
$70.62 Y E Z E
$70.63 Y E
A E
$70.64 G E E E
$70.65 N E E E
$70.66 Y E Y E
$70.67 Z E E E
$70.94 P P P P

 

CVV RESPONSES

AMOUNT
CVV RESPONSE CVV STATUS
$70.70 M Matched.
$70.71 N Does not match.
$70.72 P
Is not processed.
$70.73 S Should be on the card, but is not indicated.
$70.74 U The issuer is not certified for CVV processing or has not provided an encryption key.
 

Testing Account Updater

For details on how to test the Account Updater service, see the Account Updater User Guide, pages 47-47.